In my last post I briefly reviewed Bruce Bermanâ€™s website and stated why I felt his product was more or less a scam. Here are the points I brought in my previous post.
Remember this: People who are millionaires donâ€™t waste their time building websites to sell their product and share their secrets with the entire world. I said this in my post on Dannyâ€™s Scam Review. Why would someone so wealthy care so much to share his â€œmoney making secretsâ€.
Now hereâ€™s the scamming part. See above how he says he wants to send you his free information and you only have to pay for shipping and handling, well, according to ConsumerFraudReporting.org once they have your credit card information you could very well end up with a whopping bill for $99.90.
If you didn’t read the fine print, by now you may be asking yourself, where did all these cd’s come from? Here’s what the fine print (that didn’t appear, either verbally, or in writing on the TV commercial) said:
“We are giving you these two products for free as a thank you for considering the entire Aggressive WealthSM program. Take up to 30 days and decide if you want the balance of the Aggressive WealthSM program, if you elect not to take advantage of this exceptional offer and you decide you do not want the balance of the Aggressive WealthSM program, simply call our toll free number (within 30 days from our shipping date) to process your cancellation and we will cheerfully give you a return authorization number and cancel your order and you will owe nothing. At the end of the consideration period if you decide you want the rest of the program, do nothing and your credit card will conveniently be billed only one payment of just $99.90.”
Fortunately, but unfortunately theres more to write about this â€œself made millionaireâ€™sâ€ website and product.
Ripoffreport.com has information from customers and even a rebuttal from an employee of the company. Here is a customers perspective of the whole procedure followed by a rebuttal of an employee:
This is the most bold and blatant scam that I have ever seen being waved in front of our noses. The old days of non-referenced, ambiguous, fine print on the back of the contract have ended. The court now considers intent. The intent of Berman is rather obvious. But wait! Here’s the rest of the story!
Needless to say, I was not about to do business with an intentionally misrepresenting company. I called the return phone number. They had a specific option for return authorizations. I was the number one caller in que…and still on hold for approximately twenty minutes. A nice young lady answered, took my name, telephone number, and order number. She then proceeded to inform me that due to the backlog of calls, she would have to have someone return my call to give me a return authorization. After voicing my complaints, she informed me that she was only an answering service and assured me that someone would return my call.
Twenty-four hours later after no return call (I not only have an answering machine but was also accessible to my phone during the entire time.) I called again. This time I was number two in que and still on hold for about twenty minutes. The scenario repeated itself.
One week later, still after no return call, I decided to take it up with my credit card company. After describing the situation, they isuued an immediate credit for the $3.95 S&H. The amount was not large enough for an investigation, and they could do nothing to prevent the pending $99.90 charge until it was actually posted.
I once again called The Berman Investment Group. This time to my surprise after once again being the number one caller in que and on hold for twenty minutes, someone that actually worked for Berman in Newport, CA answered and issued my return authorization. I voiced my complaints about the obvious scam, and he proceeded to tell me that the program was clearly defined in several places on the website and then began reading that ultra fine print, nonspecific, hidden paragraph.
What next? The return authorization number he gave me on the phone did not match the return authorization number on the email he sent which was to be included with the returned unopened, insured, 4-CD Berman Differential Program shipped in a crush proof package within four or five days of receiving the return authorizaton. I suppose that if you inadvertently opened the CD packet not knowing what they were since you didn’t order them that they will charge you. Mine remained unopened as did and will the free book and CD. I included both return authorization numbers with my name address and original order number.
The Berman Investment Group has a 100% return policy and we will accept any book or CD’s in saleable condition for a full credit. In addition, we do not ship unordered products and our web site clearly indicates, in several places, our terms and conditions and return policy of our offers. An insert is also shipped with all of our products informing the consumer on how to return any materials if they desire a return. The Berman Investment Group Customer Care Center is open Monday â€“ Friday from 7:00 AM to 5:00 PM PST. After hours customer service is available 7-days a week. The Customer Care Center and after hours center can be reached toll free at (877) 237-6265.
I noticed on Ripoffreport.com that there were a couple of customers who managed to get their money back and one who actually decided to keep the product. I have to be honest, I donâ€™t know much about the product but itâ€™s not the product that bothers me itâ€™s their selling strategy and website that I have problems with. The way I determine whether a product or site is a scam is by how they try to convince you their product is worth buying or by how they sell either their product or someone elseâ€™s. In the case of Dannyâ€™s Scam review, he doesnâ€™t offer a review on the product he recommends and he lies about the update information.
Here is the fine print that one will see on the payment page. While igothere.com does mention the $99.90 charge there are some things they neglect to mention:
Our guarantee to you is very simple, If you don’t make money or are unhappy for any reason with the free book and CD within 30 days from our shipping date simply call our toll free number: 1 (877) 237 6265 Monday through Friday 7:00 A.M. – 5:00 P.M. PST and arrange for a refund of your shipping and handling fee. We are giving you these two products for free as a thank you for considering the entire Aggressive WealthSM program. Take up to 30 days and decide if you want the balance of the Aggressive WealthSM program, if you elect not to take advantage of this exceptional offer and you decide you do not want the balance of the Aggressive WealthSM program, simply call our toll free number (within 30 days from our shipping date) to process your cancellation and we will cheerfully give you a return authorization number and cancel your order and you will owe nothing.
At the end of the consideration period if you decide you want the rest of the program, do nothing and your credit card will conveniently be billed only one payment of just $99.90. That’s an incredible value for these fine products. I have helped thousands of people and businesses achieve their financial goals and I am so convinced that I can help you, I am giving you two of my fine products for free.”
The problem with all this is that you are told that you are receiving a free book and CD for you to evaluate and decide if you want the entire Aggressive wealth package when in reality you are given the free CD PLUS the $99.90 program. In other words, the only reason why they send you a free CD in the first place is so that they could send you the $99 program as well. If you donâ€™t cancel and send it back you are billed for the full cost of the program.
That alone is enough to be considered a scam in my books. Thereâ€™s a very good reason they donâ€™t tell you that they are sending you a $99 program for you to evaluate for 30 days because if they did not too many people would order it. And, as I mentioned in my previous post, thatâ€™s the sole reason why they ask for your credit card to begin with so they can charge you $99 after 30 days. What a sham!!
Thereâ€™s something else I found a bit deceiving about his website. When I decided to close my browser window after reading and hearing his bogus story on the hompage, this came up:
A live agent?! What a load of B.S. Thereâ€™s no live agent sitting at the computer just waiting for me to close my browser window. Regardless of what I typed in to the chat window the same response came up. Seems automated to me. Here are two screen shots of these â€œliveâ€ agents not responding to what I had entered into the chat fields:
Another way of knowing if this chat window is just a sham is to check out the source code of the igothere.com website. Here is the information of the source code applicable to the chat window:
var myclose = false;
var exit_url = “”; //’http://www.igothere.com/chatWindow.htm';
This means that if someone tries to either close the window or access another website the chat window will popup. For added fun you could just go visit the chat window by accessing the above link in the code. Play around with it and youâ€™ll see that youâ€™ll either get Destiny or Mark when you keep refreshing your browser window. Another thing youâ€™ll see when you visit this address is that the information that appears in the chat window is uploaded from a chat marketing website called upsellit.com. Also, the information is programmed to respond differently when you type in either â€œyesâ€ or â€œnoâ€ into the chat window.
It’s like on Dannys-scam-review.com how he said he “just checked the website and discovered….” Just another form of deception. Unfortunately, people are so naive that they fall for it every time.